At Christian Credit Counselors (CCC), we recognize that privacy is important to you, and we are committed to protecting the privacy of your personal information. The following describes CCC’s privacy practices.

 

We collect, retain and disclose certain personal information about you, and sometimes other members of your household, where it is necessary to provide you with the best services. We collect non-public personal information about you in the following ways:

 

·        Through your applications or other forms;

·        Information we receive from or about you in the process of adjusting your debts, and providing you Debt Management and/or Credit Counseling Services;

·        From your creditors in the process of managing your debts and/or administering a debt management plan; and

·        Information we receive from or about you when contracting the credit reporting agencies on your behalf.

 

Such information may include, but is not limited to, identifying information such as your name, address and social security number; and financial information such as income, bank and credit account numbers and balances, payment history, and/or credit history. Under certain circumstances, we may obtain health information related to illnesses, disability and/or injury.

 

All personal information CCC collects will be securely stored in our offices, in either paper form maintained in locked filing cabinets, or in our secured client computer database. Access to your non-public personal information is restricted to only those who need it to serve your debt management/adjustment needs and to maintain and improve customer service. We maintain physical, electronic and procedural safeguards that comply with federal and state laws to safeguard your personal information.

 

Christian Credit Counselors does not usually disclose your non-public information without your consent. However, we may disclose information about you for our everyday business purposes, for example, to process your transactions, maintain your account, and respond to court orders or other legal investigations. Please note, your personal information may continue to be disclosed as described in this section after you are no longer receiving services from CCC. The following are the most common disclosures:

 

 

Upon written request, we will send you a copy of relevant information we have. Please send your request to:

 

Christian Credit Counselors

P.O. Box 131688

Carlsbad, CA 92013

 

If you feel that our information is incorrect, please let us know and we will review it and make the necessary corrections or respond to you accordingly.

 

A cookie is a piece of data stored on the visitor’s hard drive containing information about the visitor. Advertisers connected to Christian Credit Counselors at times require cookies to tract statistics about products and location, but at no time are these linked to any personal identification. At this time, Christian Credit Counselors uses cookies only for login convenience.

 

Christian Credit Counselors keeps log files on broad files to analyze trends, track user movements, and gather data for demographic locations. This is not attached in anyway to visitor’s personal identification.

 

Links to other sites outside of Christian Credit Counselors do not apply to this privacy statement. We are not responsible for privacy policies of other websites linked to Christian Credit Counselors. Please read the privacy statement of each website linked to CCC for information and data use for visitor’s personal identification. Our privacy statement applies solely to Christian Credit Counselors.